Kim Loraine

Living In the heart of Suffolk

  • Contents
  • The Cottage
  • The NFU Mutual
  • Contact Me
  • About Me
  • Contents
  • The Cottage
  • The NFU Mutual
  • Contact Me
  • About Me
The Cash Settlement, The NFU Mutual

NFU Mutual are Refusing Us a New Specification, But Why?

This is the only document which would show 'once and for all' what needs to be done to our cottage. Why are they still refusing us a new specification to…

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25 March 2021
The Cottage

My Three Year Battle with NFU Mutual for a Little Suffolk Cottage

Hello! My name is Kim, I’m a middle aged mother of two with a history degree and a love of nature, broken things and weird stuff. I live (or rather…

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6 February 2021
Genuine Mistakes or Downright Dishonesty?, The Cash Settlement, The NFU Mutual

The Cash Settlement – More Unscrupulous Behaviour from NFU Mutual

When we received our latest response from the Group Chief Executive of NFU Mutual, something didn't look right. When I looked into it, I found more unscrupulous behaviour from the…

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2 March 2021
  • The Deteriorating Cottage
    The Cottage

    My Three Year Battle with NFU Mutual for a Little Suffolk Cottage

    6 February 2021 / 0 Comments

    Hello! My name is Kim, I’m a middle aged mother of two with a history degree and a love of nature, broken things and weird stuff. I live (or rather used to live) in a little cottage in a village in Suffolk. You know the sort I mean. A cosy little home with an open fire and an all round feeling of safety and comfort? My family (my husband, our oldest son and I) moved to Pendle Cottage in June 2014 from a busy nearby town. We wanted to get away from the hustle and bustle and start a new life in the country. And found a little picturesque thatched…

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    Kim
  • The NFU Mutual

    Professional Fees Refused by NFU Mutual

    21 April 2021 / 0 Comments

    So, when I emailed them on Monday, I asked them to release the £30,000 that they already promised. Instead, they offered £18,000 as part payment.

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    Kim
  • Genuine Mistakes or Downright Dishonesty?,  The NFU Mutual

    NFU’s Response – After we sent them Evidence of Corruption

    12 April 2021 / 0 Comments

    It's been a couple of weeks since my last post when I told you about the evidence of corruption we revealed and sent to them.

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    Kim
  • Genuine Mistakes or Downright Dishonesty?,  The NFU Mutual

    The Conspiracy NFU Mutual Allowed to Happen

    31 March 2021 / 2 Comments

    Surely this is the stuff of the tabloid press and fictional TV dramas. Not a little thatched cottage in a Suffolk village?

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    Kim
  • The Cash Settlement,  The NFU Mutual

    NFU Mutual are Refusing Us a New Specification, But Why?

    25 March 2021 / 0 Comments

    This is the only document which would show 'once and for all' what needs to be done to our cottage. Why are they still refusing us a new specification to make sure it's done properly.

    read more
    Kim
  • The Insurance Claim Timeline

    First Investigations: NFU Insurance Claim 3

    23 March 2021 / 0 Comments

    On 14 November, the first investigations began. The loss adjuster's visit was quite worrying. It is, after all, a Loss Adjuster's job to save insurance companies from paying out if they can.

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    Kim
  • The Insurance Claim Timeline,  The NFU Mutual

    The Flood: NFU Insurance Claim 2

    21 March 2021 / 0 Comments

    A strange puddle had developed in our front driveway. The puddle grew to huge proportions, and, after a couple of days, we were worried.

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    Kim
  • The Cash Settlement,  The NFU Mutual

    A New Specification – The Only Way Forward with our NFU Insurance Claim

    16 March 2021 / 0 Comments

    The only thing that could clear this mess up, once and for all, was a new specification. So why are NFU refusing to get one?

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    Kim
  • the hole in the soleplate
    The Insurance Claim Timeline

    Finding the Hole: NFU Insurance Claim Timeline 1

    12 March 2021 / 0 Comments

    It’s time to tell the whole story from start to finish (if it ever does!). From the day I found the hole to now. I hope it will be a warning to others so that they don’t end up like me. I don’t really think I could have done anything differently, but then again, I was never in control. The problem was, that we put our trust in a very expensive insurance policy from what we thought was the best insurance company for a house like ours, and I felt safe. But over the last three years, safe is something I have never felt. I have been threatened, bullied and…

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    Kim
  • Incorrect sole plate replacement
    Complaints,  The NFU Mutual

    Why NFU’s Builders Weren’t Allowed Back – They Weren’t Qualified

    9 March 2021 / 0 Comments

    Every reply we've had from NFU Mutual in response to our complaint, says two things. 1. We asked for a cash settlement (which we didn't!) and 2. We should have had their builders back. But the builders they provided weren't qualified to do the work.

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    Kim
  • Complaints,  The NFU Mutual

    Our Response to the Insulting Reply to Our Complaint

    8 March 2021 / 0 Comments

    You may have already read the complaint response from the Group Chief Executive and my reactions in my following post. This took me four days to write and I’m really happy with the result. I think it captures much of what the NFU Mutual tried to overlook or cover up in their reply to my complaint. It also addresses the fabrications they are still insisting are true so that they can reduce the amount they pay us. So, here it is. You may want to go and get a cuppa – it’s a long one: Dear Mr Sinclair We write in response to your letter dated 17 February 2021, in…

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    Kim
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Recent Posts

  • Professional Fees Refused by NFU Mutual 21 April 2021
  • NFU’s Response – After we sent them Evidence of Corruption 12 April 2021
  • The Conspiracy NFU Mutual Allowed to Happen 31 March 2021
  • NFU Mutual are Refusing Us a New Specification, But Why? 25 March 2021
  • First Investigations: NFU Insurance Claim 3 23 March 2021

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Gallery

The cottage in January 2021
The kitchen before the flood
The third builders working on the south wall
The huge puddle that didn’t go away
A view from the kitchen
The Cottage in the summer of 2016
Ashe Theme by WP Royal.